Payday loans representatives in Florence, KY

For payday loans in the Northern KY area

FIRST TIME LOANS ARE FREE!!  NO INTEREST AND NO FEES!!

Holding your interests and confidentiality in the highest regard

Advance U Cash prides itself on being your neighborhood go-to for payday loans. Our focus is on financial support when difficult situations arise from our everyday lives.  Our highly skilled and consumer friendly staff at each of our three locations in Florence, Newport and Alexandria, KY are waiting to make your payday loan experience a fast and easy process.  At Advance-U-Cash, one of goals is to establish and maintain long term relationships with our NKY clients.  Our team is committed to helping you with your financial needs as they continue to grow and change, in the best ways possible.

Advance-U-Cash stands out as the only check cashing company in the industry that has flexible due dates.  We will hold checks for up to three weeks to get them to fall due when you get paid. We also will hold checks for one month for social security and pension clients.  We offer first time "interest free" loans, discount coupons and cards to help you save money.  Plus we give an interest free loan for each and every referral you send us that qualifies and receives a loan.

Our services


We offer a variety of services that include:

  • Payday loans
  • Advance cash
  • Gold and silver buying
  • Check cashing

Give us a call or drop by one of our three locations today to learn more about what we have to offer — "We Make today Your Payday"

Professional team


When it comes to your finances, you need a team you can trust.  At Advance-U-Cash you will be served in a fast and professional environment by a highly skilled, consumer friendly staff.  This is what give Advance-U-Cash its admirable reputation and long proud history or satisfied clients in the Northern Kentucky area.

Privately owned and operated, you can rest assured that your information remains private with us and will never be sold or exposed.

Home of the First Time Interest Free Loan, Advance-U-Cash of Florence, Newport and Alexandria has the friendliest staff you'll ever meet!  Our expert payday loan consultants will always make sure you have a complete understanding of the services provided and will answer any question or concerns you may have. 

For reliable and trustworthy care, do your personal business with Advance-U-Cash.  We hold your best interests and confidentiality in the highest regard.  Our customers can see and feel the difference!

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Contact information


Florence Location     

4997 Houston Rd.
Florence, KY 41042

(859) 746-2274 

Newport Location

58 Carothers
Newport, KY
(859) 491-8885

Alexandria Location

6823 Alexandria Pike
Alexandria, KY
(859) 448-9700

Hours of operation

Monday - Thursday:  10:00am - 6pm  Our Florence location opens at 8:am M-F
Friday:  10:00am - 6:30pm
Saturday:  9:00am - 4:00pm
Sunday:  Closed

  • APR 468.85% calculated annually but this is a short term 2 week loan
  • No person who enters into a post dated or deferred deposit with this business establishment will be prosecuted for or convicted of writing cold checks or of theft by deception under the provisions of KR514.040
  • NSF checks are placed with an outside collection agency.
  • Using our services does not negatively or positively effect your credit score. 
  • Renewals are illegal in the state of Kentucky.